Automated Forex Robot compared to Traditional 401(k) for Retirement Investment

October 21, 2009

An Automated Forex Robot can outperform traditional 401(k) systems, as the numbers reveal.  The Wall Street Journal reported good news today, that the Vanguard 401(k) is up by 7% over the past two years. This sounds good until we examine the facts.

The market itself, it was reported, is still down by 30% from the traditional highs of 2007.  In comparison to the market in general, the fund is fantastic, a full 37% higher.  I am glad because I have retirement funds in that direction myself.

However, think about 7% increase in two years, since the 2007 high.  You are looking for the benefit for your retirement future.  When you look at your statement you realize that out of that 7% you paid two years of fees, which can include brokerage fees, commissions, and other fees that may or may not be clear and on the front page.  It could be that you’ve paid about 3.5% per year in fees.  What this would mean for you is that your 401(k) is right where is was two years ago. 

We believe that part of our money is best used like seed.  We have written on that in former articles.  The point is that seeds grow only as well as the soil they are planted in.  Your money is put aside to grow.  Many people are forgetting that and seem happy if it just holds even.  Not at all.  A portion of our money is like an acorn or whatever, and is put aside for growth.  That is why we invest.

But there is a general malaise right now, that it is okay if money is not growing, just holding on to it as if it will not shrink, is good enough.  We do not believe that.

Like when they asked Albert Einstein what was the most powerful thing he knew?  He said compounding interest.  It should be the 8th wonder of the world, he said.  Shocking, when he could have talked about nuclear energy.  If our money is not growing and compounding, we are being left destitute for our future.

We believe that Baby Boomers are heading for a terrible awakening.  They can either awaken now, and look at the numbers and try to make some adjustments so they’ll have a safe and secure future, or they’ll be forced to awaken later when it could be too late.

Other reports indicate that people are using up their 401(k)’s by their mid 70’s.  What then?  Our book, “Without Money You Feel Dumb, Broke and Stupid:How to Get Your Money Back,” goes into more detail in this regard.

The other option as indicated by the title above is to find a good automated forex robot tied to the Foreign Currency Exchange.  This is the market that is little known, which is a surprise, because it is larger than all the other markets in the world combined. 
$3.5 Trillion Dollars per day is moved across the world, 24 hours a day, 5 days a week, and it is available for the average person to access through the internet brokerages. 

A good automated robot system needs to be watched and monitored, and there is only one we can recommend that is monitored.  It needs to have a very low expectation, which is not easy when people think they can dive into the $3.5 Trillion and double their money within a short time. A low expectation would be under 5% a month.

But think about that.  Even at 3%, which a new breed of investors are doing and some are using their 401(k) as a self-directed IRA, their money doubles in 24 months, 2 years.  Not much, it seems, until we apply Einsteins insight, and realize the compounding power.  $20,000 can lead to enough to retire within 8-10 years or so.

And retirement today is not about age anymore.  65 is not a magical retirement age.  Retirement is now about money.  When you have enough and it is producing and working for you, you are ready to retire, whether you are 35, 45, or 55 and so on.

We believe a tested and monitored automated forex robot system that is not trying to make you rich quick is a terrific option for those who want to secure their future and look for a quality retirement within a few years.

Lose Your Money in Forex Fast, Unless – –

October 12, 2009

The shocking discovery you should know if you are looking at a forex system or forex software is that brokers surveyed indicate that 95% of Forex traders lose and lose big.  Wikopedia says that the average forex trader loses $15,000. 

The main reason for this devastation is that  teachers who lead forex classes and foreign currency trading programs are mere salesman and do not believe in their forex systems enough to trade currency with their own money.   They make their money from recruiting new students and from teaching.  What they teach is theory, not from their experience. 

What you need to know immediately, however, is that you can make money in the Forex Market.  And you need to know how.

Here’s five rules for getting starting in the online forex system:

First, do not try to win every trade.

Secondly, decide how much you will allow each trade to lose, make it small, and stick to it.

Thirdly, decide how much you want to make from a trade, and stick to that also.  Never try to close at the top.  Try merely to get a portion from the middle.  Use your head.

Fourthly, get to know two or three indicators very, very well, and use only them.  That’s all you need.

Fifthly, make up your mind you will spend 3-5 years learning before you plan to make money.  This is where most people fail.  They want money and they want it now.   This is the one few people are willing to do, but these are the 5% who make money, and lots of it.

 The Forex Trading problem is not the system, but the trader.  Human emotion  pushes online forex traders  into doubt, fear and/or greed, all at the same time.  Indecision grabs hold, and as brokers know, 95% of traders lose.  This is the reason, by the way, that brokers themselves do not go home and trade for themselves.    

If there is money to made in online forex trading, what can you do?  There is an answer.

Hop on the train with someone who has spent the 3-5 years patiently learning.  Make sure it is someone  who themselves make money consistently, safely and securely and  who is not trying to get you rich too quickly.  Follow their lead

The best way is to find someone who gives you a chance to duplicate them.  And what is the best way to do that?  Find one who has put their forex system into forex software.   Make absolutely sure they use it themselves.  If they do not use it for their own money and share risk with you, they are making a fool of you. 

Make sure they monitor the system.  Make sure they watch it and can and do tweak it as the need calls for.

You may find dozens of so-called trading systems that use software, and call themselves trading robots.  Most have been thrown together quickly just to sell you.  Some are cheap.  They depend upon mass marketing.  Do not get one that is competing on price.  Pay a little more and make a lot more.  There are other major problems in this market I will deal with in the future. 

But there is one forex system that has integrity and  will get you to retirement by not taking unnecessary risks.  No system can promise anything in the trading arena, but this one comes as close as it gets.  It does not play with emotions to get your rich quick.  It is doubling the money of the founders and clients every two years.  Slow?  Yes.  Fast, in comparison to worn-out investment styles?  Very fast.  It has the potential to take $5000 to $2000 to Million Dollars for that nest egg within 6-10 or 12 years.

 

Dr. Terry C. Thomas

www.ET4Software.com

Why You Should Not Invest in Foreign Currency Exchange (Forex)

October 9, 2009

The foreign currency exchange (forex) is grabbing the attention of more and more curious investors–expecially the automated robot systems. Alert investors realize that just about anything else they currently have, from Qualified Plans and Mutual Funds to outright stock ownership, are all relate to the Stock Market, so that as the Stock Market goes, so goes their personal future. And they do not like what they see.  Hence, the search for a better retirement, wealth building system.

In spite of the current market spike, when the average person compares their account balance with where it was a couple years ago, they realize they are not making headway. In fact, if their account followed the S & P, THEY HAVE ACTUALLY LOST 27% in ten years. So where else can they turn?

With the increasing national debt eating away at the economy, the surging bubble of aging needs coming with the 83 million Baby Boomer generation, and the possibility of a massive new tax burden and even a new Value Added National Tax, many are on the hunt for a better system.   .

The huge Three Trillion Dollar a dayforex trading  movement worldwide appears to be a solid option. The forex market magically has little to do with stock markets. Profits are made through the simple system of leveraging and buying and selling the currencies, and at first glance, enormous profits can be made quickly, so it appears. One can buy or sell any currency from the comfort of their desktop or laptop, all in relationship to another currency. If they play it right, protect their account and time the trades well, money can be made. 

But brokers indicate that 95% of individual forex trading investors never make money. In fact, Wikopedia indicates that the average loss per foreign exchange investor before giving up the ship is $15,000–a bit hard to believe, but nevertheless, that is what the report indicates from brokerage surveys.  You will never hear this from a salesman of a system.

 Some say they can prove they made 100% in a month in forex trading . Others are not so outrageous, but make outlandish claims.

Some of our clients have shared stories of people they knew who did make some money, and then went on to lose it later. It got to be for them like gamblers at the crap table. Some lost their home, others have lost their parents retirement accounts. 

So, with the dismal outlook for investments related to the Stock Market, with how easy the Foreign Currency System appears and yet with nearly everyone who tries fails, what is the single, common thread causing the failures?  The primary problem is the trader, the human being herself/himself–one aspect in particular.  The problem is the emotional make-up.  We cannot get away from human participation, so it seems, so we carry the problem (ourselves and our emotional make-up) with us into every trade.  Seems ironic!  We are necessary but we carry the problem, even if but inadvertently.  Next blog post I will discuss why trading foreign currencies can be the unquestionably, and absolutely best choice for investing if one uses a proven system that takes human emotion into consideration and overcomes it.

Dr Terry C Thomas
http://www.ET4Software.com

Banks are Safe Places to Lose Your Money

July 3, 2009

Do you know that banks make 5% a month on your money trading foreign currency? That’s right. Read the 10k reports. That’s your money, too. Not theirs. And what do they give you? Right again? A measley pickings. The vultures and landed and you’re left with the carcass. We at MoneyDock are on the rampage to repair lost money for people who know their money is sick and draining away at banks. We are also healing what people are losing bigtime in qualified plans, stocks and mutual funds. We are creating a new paradigm shift that is spreading all over the US right now and fast.